Financing Support
Valuations That Help You Secure Capital
When raising capital or restructuring debt, lenders and investors need a clear understanding of a business’s value. We provide independent business valuations to support SBA lending, conventional bank financing, partner buy-ins, and internal recapitalizations.
Our valuations are designed to meet the documentation requirements of banks, regulators, and transaction stakeholders, while also helping business owners and advisors make strategic, informed decisions about financing structure and timing.
What We Provide
SBA & Bank Lending Support
- Business valuations required by SBA 7(a) and other small business loan programs
- Valuation of both tangible and intangible assets
- Clear and defensible reports for underwriters and credit committees
Partner Buy-Ins & Redemptions
- Valuation for equity purchases by new or existing partners
- Support for fixed or variable pricing mechanisms in operating agreements
- Modeling of dilution and control implications
Recapitalizations & Internal Restructuring
- Valuation to support internal use of retained earnings or debt instruments
- Clarification of ownership value during restructuring events
- Coordination with legal and tax advisors
Support for Negotiation & Planning
- Independent input to support term sheets and capital structuring
- Scenario modeling based on projected earnings and risk tolerance
- Ongoing advisory support as the financing process evolves
Need a Valuation to Support Financing?
If you’re securing financing or preparing a capital transaction, we can help ensure the valuation side is handled clearly, credibly, and in alignment with stakeholder expectations.
Email or call Zach to discuss your case
zgilbert@royer-cpa.com | 207-956-6729
